**IF YOU HAVE POOR OR NO CREDIT
Please be sure to fill out all fields, including the checking/savings account information. A valid account is needed to gain you an approval. No charges will be made to your account until you finalize a purchase. Please note that 'Fair' credit indicates that you have at least two currently active accounts in good standing that report to your credit report, and you have a credit score of at least 580. For best results, please fill out all fields in this application.